Money
Cambodian riel (R) is the official tender, but US dollars are the de facto currency. Most hotels and many restaurants set their prices in dollars. It is best to carry some small Cambodian notes for motodups and small purchases.
There are no ATMs in Sihanoukville, or in Cambodia for that matter. Credit cards are accepted at a couple of places, but all charge interest on charges. In addition to most of the banks, Lucky Web offers currency exchange and Visa and MasterCard advances.
When accepting change or changing money, do not take torn US dollars. Though damaged Cambodian money is generally accepted, even a tiny tear in a large US note makes it nearly impossible to pass.
The north end of Phsar Leu is filled with money changers/goldsellers/jewelers. The rates are generally a little better than the banks' and the atmosphere is friendly, interesting and even colorful.
Banks
All banks exchange currency and travelers checks. Some accept credit cards. A Acleda Bank offers Western Union services.
Acleda Bank Ekareach St. Western Union. Tel: 034-320232
Canadia Bank New location on the corner of Ekareach and Sopheakmongkol. M-F 8:00AM-15:30; Sat. 8:00-11:30. Tel: 034-933490. Fax: 034-933697. MC
MekongBank Ekareach St. on 'the strip' in the center of town. M-F 8:30-16:00; Sat. 8:30-12:00. Sunday money exchange 10:00 - 14:30. Tel: 034-933867. Visa/MC
Union Commercial Bank (UCB) Ekareach St. M-F 8:00-15:30; Sat. 8:00-12:00. Tel: 034-933833. Visa
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